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Taking damage from it doesnt make much of a difference, but blocking it requires losing a relatively strong creature

Theres no option to just attack partway through it, like Android 17 does in Dragon Ball Super during the Universal Survival Arc

being a 1/4 makes the body of the creature much less relevant to only get once a turn

Becket and CGC follow similar rules to PSA in that higher prices will return quicker but require high value cards

On the other hand, if a spell or ability deals lethal damage to a creature enchanted with an Aura that has umbra armor, the game rules regarding lethal damage cause the Aura to be destroyed, not that spell or ability